Simple, transparent, and built for everyone
Choose the plan that fits your financial goals—no hidden fees, just smart payment processing.
Most Popular
Interchange Plus (IC+)
Growing businesses, scaling volume, cost optimization.
- Most transparent pricing model
- Lower effective rates at scale
- Pass-through pricing
- Full merchant account control
- Optimized for high-ticket merchants
Pricing starting at IC +40bps. Rates can vary depending on risk profile.
Get Started ↗Flat Rate
Good for simplicity, startups, merchants of all sizes
- Simple, predictable pricing
- No hidden fee structures
- Easy reconciliation & forecasting
- Fast onboarding
- Accept all card types at one rate
Pricing starting at 2.95% flat rate. Rates can vary depending on risk profile.
Get StartedSavings
Cash Discounting
Great for businesses wanting to eliminate processing costs
- Near $0 processing fees — customers cover card cost at checkout
- Immediate margin increase
- Compliant surcharge/cash discount model
- Dual pricing display
- Works across POS + terminals
0% is an average and this pricing model gets near zero fees on average, but not guaranteed.
Get StartedCompare features by plan
Easily explore differences between all available plans, compare features side by side, and find the perfect match for your needs.
| Interchange Plus | Flat Rate | Cash Discounting | |
|---|---|---|---|
| Pricing Structure | Cost (Interchange) + 0.40% | Fixed % per transaction | Dual pricing (cash vs card) |
| Cost Predictability | Varies each month by card type | Very predictable | Predictable (near $0 fees) |
| Statement Transparency | Fully transparent | Simple but blended | Transparent to customer |
| Best For | Scaling / high-volume | Startups / low volume | Cost-elimination focused merchants |
| Customer Support | 24/7 | 24/7 | 24/7 |
| Setup Complexity | Moderate | Easy | Moderate (training required) |
| Savings Potential | Optimized as volume grows | Fixed pricing, no optimization needed | Eliminates processing fees entirely |
Running events? Event software plans are on LYNQD Live pricing.
Frequently asked questions
Find quick answers to common questions about using Lynqd payments, banking, and more.
Have More Questions ↗Are there any hidden fees?
No—LYNQD believes in full transparency. All pricing, including transaction fees, monthly costs, and any optional services, is clearly outlined upfront so you always know exactly what you’re paying.
Can I process payments internationally?
Yes, LYNQD supports international payment acceptance, allowing you to process transactions from customers around the world. Availability may vary depending on your business model and underwriting, but we work to enable global reach wherever possible.
What banks can I connect for deposits?
LYNQD can deposit funds into most U.S.-based business bank accounts, including major banks and many regional institutions. If you have a valid business checking account, we can typically support it.
How can I get support if I need help?
Our support team is available via email at support@lynqd.com, with additional onboarding and account management assistance provided as needed. We prioritize fast, knowledgeable responses to keep your business running smoothly.
Your journey to business success starts here
Start growing your store today with straight-forward payment tools that help you save, scale, and achieve financial peace of mind.